Consumer Resources

Consumer Resources Center

• Avoiding Fraud and Scams
• Government Resources
• Money Management

• Understanding Your Credit Score—and How to Improve It With Credit Union Products
  

  

  Your credit score plays a big role in your financial life. Whether you’re applying for a car loan, buying your first home, or securing a new apartment, lenders and landlords rely on this three?digit number to understand how you manage money. The good news? Your credit score isn’t fixed. With the right tools—many of which your credit union already offers—you can build, protect, and improve your credit over time.

  Let’s break down what your credit score is, what affects it, and how your credit union can help you strengthen it.

• Free Resources for Setting Financial Goals
  

  Setting financial goals is one of the most important steps toward achieving financial stability and long-term success. Whether you want to pay off debt, save for a home, or build an emergency fund, having clear goals—and the right tools—can make all the difference. The good news? You don’t need to spend money to start planning. Here are free resources that can help you set and achieve your financial goals in 2026.

• How to Prepare Your Finances for Tax Season
  

  By following these steps, you can better prepare your finances for tax season and ensure a smoother filing process.